For Their Future

Now that are family is growing with the arrival of our second bundle of joy, hubby and I are really thinking of ways to save up for the future of our kids. We just can’t rely on our jobs as our bread and butter and we may never know what will happen with our job especially now that we are still experiencing the economic recession.

That is why when we learned about United States Gold Bureau and how their experienced staff can help us with our first gold investment, hubby and I are now considering to buy gold coins from them.

Gold coins can be a very good startup for a gold investment as it is more affordable than buying gold bar but it has the same value as gold, which like gold bar, will not depreciate in time. Gold is also universally accepted so we can convert our gold coins easily to cash if we want to.

Gold is really a wise investment and I am sure that we will never go wrong if ever we decide to invest on gold coins.

Stage Parents

Last June 15 was Bela’s first day at St. Scholastica. Of course I filed a leave from work so I can be with Bela as she embarks on a new journey, to big school. Even Howell who is really busy with her mom and in the office even filed a leave so he can witness how Bela will be on her first day to big school.

The administration allowed parents to bring their kids to school and stay outside the rooms to check on their kids during the first week. And I guess all parents are just like us, because the corridors are filled with stage mommies and daddies even grand parents armed with their digital cameras and are all like paparazzi taking pictures of every move of their daughters.

Hubby took a lot of pictures actually as we waited for 3.5 hours on Bela’s first day. I haven’t downloaded it though bit I will surely upload it in Flickr and I will also make a separate post here about how Bela’s first week at big school went.

Missing Her Dad

Almost every night Bela is crying before going to bed and she keeps on saying that she misses her dad. Howell is really busy the past few weeks. He was on leave for a couple of days as he is attending to his mom who is in the hospital. His mom can’t eat anything except plain rice boiled with water so every morning he will wake up early to prepare her mom’s food and deliver it to the hospital and he will stay there for almost the whole day. He will go home before lunch time to get food again and before dinner time and he will be home late already. So Bela wakes up without her dad on her side and will sometimes go to sleep without seeing her dad.

I thought that she doesn’t care because she is busy playing the whole day. But I guess Bela is a big girl already and she can really understand what’s going on around her so I just explained to her that daddy is just taking care of her sick mom. But I can totally relate to Bela as I miss Howell too so much. But I also understand that hubby just wants to spend as much time as he can with his mother and I know Bela understands him too.

For Their Future

In just a few days, I will be giving birth to my second child. And now that the family is growing, my husband and I have been thinking that it is really time to look for other investment options.

One of the investments that we are considering is to buy gold eagle coins. Since we are still not sure about our monthly expenses with the coming of our baby boy, we don’t want to be too aggressive with the investment and so we wanted to start small first and start with gold eagle coins.

Gold eagle coins is the world's leading gold bullion investment coins so this will really be a good investment for us. It is a tangible asset, is easily stored, can easily be converted to cash and since gold doesn’t depreciate in time, it will really be a good investment for the future of our kids.

SUV?

As I was checking for cheap auto insurance for our car, I suddenly remembered my conversation with hubby this afternoon when he fetched me from work. Since our family is growing, he thinks that we will really need a bigger car to accommodate the growing size of our family.

He inquired with Toyota and they accept trade in and the price that they quoted for our 1 year old Vios is actually good that we can actually pay for the remaining balance for our current car loan for the Vios so we can get a new one for the bigger SUV that hubby is planning (or should I say wishing) to buy.

He actually did a computation already and he thinks that we can accommodate an increase in amortization for our car loan for the new car that he wishes to purchase.

Actually, he is correct when he say that our car is already too small for our family but I am not sure if I will give in to his plan. With the coming of baby boy, I am sure new expenses will come like increase in our grocery bills, a budget for an additional nanny, budget for baby boy’s vaccines, etc.

But let’s see. I asked hubby to make a budget sheet and if he presents it well, who knows maybe I will agree. LOL.